Earlier this month, an appellate court in Montana issued a written opinion in a personal injury case dealing with a plaintiff’s pre-trial motion for summary judgment on the issue of whether her future medical care was causally related to the car accident. The case is instructive to Maryland car accident victims because it shows the type of analysis courts will conduct when reviewing claims for future medical expenses. Ultimately in this case, the court concluded that there was conflicting evidence regarding the cause of the plaintiff’s ongoing medical needs, and thus summary judgment in the plaintiff’s favor was not appropriate.
The Facts of the Case
The plaintiff was involved in a car accident with a driver who was insured by the defendant insurance company. On the day of the accident, the plaintiff went to the doctor and was diagnosed with whiplash and related injuries.
The plaintiff’s attorney requested that the insurance company make advance payment of medical expenses, which totaled approximately $53,000 over the course of the next six months. At that time, the insurance company requested the plaintiff to undergo a medical evaluation to determine if the continued medical care she was requesting was a result of the accident. The plaintiff refused the evaluation, and the insurance company denied all future payment for medical expenses.