Personal Injury Claims and Insurance Disputes Following Maryland Car Accidents

The Maryland Motor Vehicle Administration (MVA) reports that thousands of people are hurt or killed in Maryland car accidents every year. Crash report statistics have shown there has been a rise in Maryland car accidents every year since 2012. These incidents range from minor to severe, and Maryland car accident victims often suffer significant financial repercussions as a result of these accidents. Many accident victims do not realize that their insurance companies may not cover the extent of damages that they sustained. In these situations, injury victims may need to file a dispute with their insurance company to recover fully for their losses. In some cases, a Maryland personal injury lawsuit against the at-fault party may be necessary.

Injury victims are often surprised to discover that their insurance company is taking an adversarial role when the policyholder attempts to collect on a claim. Many times, insurance companies will go to great lengths to dispute a claim, deny coverage, and escape making a payment.

For example, recently, a state appellate court issued a ruling in a lawsuit stemming from a claim dispute between a policyholder and her insurance company. In that case, a woman suffered injuries while she was exercising at a mobile gym. The woman filed and settled a negligence lawsuit against the gym’s owner and the personal trainer. The gym was run out of the back of a pickup truck, so she filed a car insurance claim with her provider to recover her remaining damages. Her insurance company disputed coverage, arguing that her uninsured/underinsured coverage did not extend to motor vehicles such as a mobile gym. The insurance company cited specific provisions in her policy that limited the insurance company’s obligation to pay a claim. Ultimately, the appellate court ruled in the insurance company’s favor finding that the coverage did not extend to motor vehicles that are “located for use as a premises,” such as a mobile gym.

As the case above illustrates, insurance policies often include specific limitations, and policyholders must understand how this can impact their claim. When an insurance company denies a claim or delays making a decision, car accident victims can suffer long-lasting physical and financial harm. Accident victims may not have the ability or funds to seek appropriate rehabilitative care when their insurance company wrongfully denies a claim or drags its feet. Car accident victims should retain an experienced Maryland attorney to assist them through their personal injury lawsuit and insurance dispute.

Have You Suffered Injuries in a Maryland Car Accident?

If you or a loved one has suffered in injuries after a Maryland car accident, you should contact the experienced attorneys at Lebowitz & Mzhen, Personal Injury Lawyers. The attorneys at our law firm have extensive experience handling the challenges that often arise in Maryland car accident lawsuits. We have experience not only in dealing with at-fault parties and their attorneys, but also in handling adversarial insurance companies. We have recovered significant settlements on behalf of our clients. Compensation often includes payments for property damages, medical bills, pain and suffering, and lost wages. Contact our office at 800-654-1949 to speak with one of our dedicated Maryland injury attorneys.

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