It’s a fair bet that more than one motorist in Annapolis, Gaithersburg, Washington, D.C., or Rockville has been dismayed to find that his or her health insurance company has demanded to be repaid for the costs that their insured toted up as a result of an automobile, motorcycle or trucking accident injury accident.
Most people who haven’t been involved in a car crash or filed a traffic-related personal injury claim would find it more than surprising that an injured party could be asked to essentially reimburse their insurance company for various medical costs incurred following an personal injury.
Certainly a party that was not at fault and has been hurt, possibly seriously, should not have to pay back costs to an insurer for a legitimate claim. As the argument goes, healthcare insurers don’t ask to be paid back for costs associated with medical treatment or other necessary physical rehabilitation, so why now?
When people hear that their health insurance company wants a refund after paying months or years of timely healthcare premiums, we as Maryland personal injury lawyers understand how this could raise more than a few eyebrows. The simple counter to this seemingly unscrupulous request from one’s own insurer is that eventually the client himself will be reimbursed for all of his or her medical costs through the auto insurance company that represents the other negligent party.