It is probably a kind of self-preservation that people go about their lives thinking that bad things — such as car accidents, household injuries, heart attacks, even dog bites — will not happen to them. Which might be a good thing considering if any one of us worried constantly about the possibility of injury or death, we probably would not get much done, much less get out of bed in the morning. Having health, car and life insurance helps people to at least protect themselves and their families from serious accidents that can have a life-changing effect on an individual and his or her loved ones.
On the flipside, not worrying or thinking about something doesn’t mean it can’t happen. Take automobile and commercial truck collisions; these events take place every day here in Maryland. Whether one lives or works in Rockville, Bowie, Columbia or even the District, odds are you or someone you know has been in a traffic-related accident sometime in the past. The same goes for pedestrian accidents and bicycling mishaps; of course, they happen every day, just not to us… right up to the point when they do happen to us.
As Maryland personal injury attorneys, we know that the actuarial tables paint a statistical picture of who might be involved in a life-altering event today, tomorrow, next week or next year. One of the constant contributors to accidents on the road over the years has been driver distraction. Decades ago, this probably meant spending too much time trying to “dial in” a radio station on an analog receiver, or having a heated discussion with one’s relatives while in dense traffic.