Something that we as Maryland personal injury attorneys have learned over the years is that life is nothing if not unpredictable. This should, of course, come as no surprise to most people; for one thing the auto, life and health insurance companies have made a relatively good business out of insuring people against the unknown events in their lives. Whether the future holds an unforeseen medical condition, a house fire or basement flood, or an untimely death, an insurance policy should help to cover a persona and her family against certain losses associate with that event.
In the case of car, truck and motorcycle accidents, auto insurance is designed to help the victim with the cost of medical care, vehicle repair or replacement and other property damage claims. It is when an insurance company is reluctant to provide the full amount of recovery expenses that an individual or a family may find themselves in a real bind. With doctor and hospital bills coming in the mail and reduced or non-existent income due to one’s inability to work after a severe crash, it’s not uncommon to feel that the system has failed a person.
This is when the randomness of life really starts to hit home. But it all starts on the road with the unpredictability of a traffic collision. In some cases, the victim can be a driver coming home from work, or a family taking a much needed vacation on the road. Sometimes, just crossing the street can be a risky endeavor. In fact, we would suggest that even getting out of one’s vehicle near a heavily trafficked roadway is an invitation to danger.