Hit-and-run accidents can be devastating. On top of the physical injuries and property damage sustained in the accident, there is often no party to look to for responsibility. This can leave an injured accident victim in a very unfortunate financial situation. Thankfully, under Maryland law, a driver’s own insurance company can be looked to for financial compensation, even if the hit-and-run driver responsible for the accident is never located.
This is exactly what happened in the recent case of Doe v. Pak. The case was filed by an accident victim, Ms. Pak, against an unknown hit-and-run driver, John Doe. Since Doe could not be located, Pak looked to her insurance carrier, State Farm, for the financial compensation she needed to cover her medical expenses.
Before the case even made it to trial, State Farm agreed to pay Pak $30,628 for her injuries. However, not satisfied with the offer, Pak turned it down and instead asked a court to decide what was fair. While the case was proceeding through the trial process, State Farm gave Pak the $30,628 amount as a credit toward any future award. The agreement in place at the time was that the amount was not an agreement to settle for that amount, but was merely a credit toward any future amount that may be awarded by the court.