In Maryland, it is essential for drivers to purchase a specific type of automobile insurance called “Uninsured/Underinsured Motorist” coverage (UIM coverage). This coverage protects you if you are hurt in a Maryland car accident caused by someone who does not have insurance or does not have enough insurance to cover…
The Court of Appeals of Maryland recently issued a decision holding that insurers are required to pay rental expenses and other loss-of-use damages in uninsured motorist claims. Uninsured and underinsured motorist coverage is required by law in Maryland for every motor vehicle insurance policy issued in the state. The coverage…
Every motor vehicle liability insurance policy issued in Maryland is required to include uninsured and underinsured motorist coverage. Uninsured and underinsured motorist coverage protects insured drivers from paying out-of-pocket expenses for their injuries if the drivers are involved in a Maryland car accident with parties that are uninsured or underinsured.…
After a car accident, injured motorists, passengers, and bystanders are often left with significant property damage, physical wounds, and psychological trauma. The aftermath of these accidents can leave injury victims and their families with substantial financial obligations. Maryland car accident victims often rely on the at-fault party or their insurance…
Those who have been involved in a serious Maryland car accident may have sustained injury, property damage, and missed time away from work. If the other driver who caused the accident has insurance, the accident victim can file a claim under that driver’s policy. However, if the at-fault driver either…
Understanding insurance coverage is a crucial part of any Maryland car accident case. After an accident, many unfamiliar terms may come up, potentially confusing an accident victim. Insurance stacking refers to a coverage option that some states allow policyholders to obtain to protect themselves if they are in a car…
For those who have been injured in a Maryland car accident, understanding the types of available damages that can be recovered in a personal injury lawsuit is essential. Generally, damages are divided into two categories: compensatory and punitive damages. Simply stated, compensatory damages are focused on the harms caused to…
Car accidents happen all of the time and often result in serious injuries. Normally, an injured party can recover compensation for their injuries from another driver if the other driver was at fault for the accident. However, many drivers fail to obtain the proper insurance for their vehicles. In that situation, this…
Earlier this month, a Florida appellate court issued a written opinion in a case brought by a motorist against his own insurance company, after he was involved in a collision with an uninsured motorist. In the case, Fridman v. Safeco Insurance Company of Illinois, the plaintiff was injured after being…
Earlier this month, a West Virginia woman was convicted of driving without a license after she caused a fatal accident that took the life of a five-year-old Maryland girl. According to one local news report, the woman claimed that she was unaware that her license had lapsed. However, at trial,…